CTOS GenCelik: Financial Wizard

“Empowering University Students with Financial Literacy”

Organized by:
MyCelik© Network & CTOS Digital Sdn. Bhd.

Program Overview:
CTOS GenCelik: Financial Wizard is a youth financial literacy initiative targeting university students aged 18–25. This outreach program equips students with practical knowledge in budgeting, debt management, credit awareness, and wealth protection through interactive modules, real-life simulations, and mentorship.

Program Goals:

• Raise financial literacy among Malaysian youth

• Equip students with practical financial skills

• Encourage responsible financial behavior

• Provide tools for financial independence and resilience